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New York Auto Accident LawA lawyer for car accidents will be your advocate, making sure your side of the story is told. He or she will argue your case to a judge and jury, if needed, and bargain with the insurance company.Certain states have a tort liability system while others have no-fault or auto insurance laws. Regardless, there are still strict time limits known as statutes or limitations that have to be adhered to.FaultThe process of determining fault is an essential element of the legal insurance claims process. It might seem obvious in certain instances such as rear-end collisions. However, often it is not the case. The state laws and the facts of each case are used to determine fault. Certain states have pure comparative fault. In this case, your proportion of the cause determines the amount of damages you are able to recover.Even if your fault is found to be greater than 51%, you may still recover some losses you've suffered through additional policies such as MedPay and PIP. Additionally, certain states apply modified comparative fault. These laws permit injured motorists to utilize their own insurance to cover the cost of their injuries even if they're partially responsible for the accident.Following an accident, it's normal to be shaken up and to feel the need to blame someone else. This can lead to costly mistakes and cause a negative impact. A good lawyer can help you avoid these mistakes and give you the information you require quickly and accurately.DamagesDamages are the compensations given to compensate victims of financial losses caused due to the negligence of another person. The type of compensation offered can be used to pay for a variety of losses, such as medical expenses, lost wages or income and damage to property of vehicles. A skilled car accident lawyer will scrutinize invoices, receipts and other financial documents to calculate accurately the amount of damages you are owed.Non-economic damages are often difficult to quantify and include intangible damages like pain and suffering. Insurance companies are known to undervalue this type of compensation. It is imperative to speak with a seasoned lawyer in torts to ensure that your damages have been fairly valued.In auto accident attorneys richmond , if you suffered serious injuries, or if your losses surpassed the limits of your insurance policy you may be able to get out of the no-fault system and pursue for all of your economic and non-economic damages, including pain and suffering. However, because New York is a comparative negligence state, the amount you recover will be reduced by the percentage of fault attributable to you. A competent lawyer will strive to maximize the damages you can claim.Statute of LimitationsIn the event of a car accident the statutes for limitation are the period of time you are allowed to sue for damages. It can range from three years to five years, based on the nature and status of the lawsuit.Statutes of limitation are vital, as they ensure that any claim filed in court is investigated properly before the deadline runs out. After that time, it may be impossible to locate witnesses. Physical artifacts such as tire marks and debris could disappear or erode and public records could be misplaced.As the years pass, witnesses tend to forget important information. It's not realistic to expect that eyewitnesses could recall all the details of a accident that occurred 15 years ago. A statute of limitations prevents plaintiffs from filing a lawsuit too quickly after the incident, since it could bias the jury against them. It's important to contact an New York auto accident lawyer as quickly as you can in order to start the process.InsuranceNew York law requires all drivers to carry insurance for their cars. This type of insurance is designed to reimburse the policy holder and their passengers for their economic losses if they are involved in an accident regardless of who was at fault. This kind of insurance is also known as Personal Injury Protection (PIP) or no-fault insurance.In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type of coverage provides the victim with compensation if they are injured by an uninsured, underinsured, or uninsured motorist or in a hit-and-run accident. UM/UIM is usually offered with minimum limits of $25,000 per person and $50,000 per accident.Bodily Injury Liability covers the policyholder if they are sued by a third-party for damages, such as medical bills or property damage. Third parties can also bring claims for pain and suffering when the injury is severe enough to warrant it. Third-party claims are, however, the majority they are resolved by insurance companies. A knowledgeable lawyer can assist you get the maximum amount of damages.Contact an attorneyCar accidents can be stressful and costly that range from car damages to medical bills to lost wages. A lawyer can assist in determining who was at fault for the accident and seek compensation from the responsible party.A lawyer can also make sure that your claim covers the totality of your losses and expenses. They will assess your current and future financial costs and your physical and mental distress. Additionally, they will take into account the impact your injuries have had on your quality of life.In New York, you may be eligible for compensation under your insurance's Uninsured Motorist coverage (UM) if the negligent driver was not insured or only had the minimum amount of insurance required by the law. An attorney can advise you of this option.It is important to choose a seasoned lawyer for your car accident. Their knowledge and training puts them in the best position to obtain you the money you deserve. The defendant's insurer will know that your attorney is willing to pursue the case, which is often the reason for an increase in settlement offers.