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How to Document a Motor Vehicle ClaimThe procedure of submitting an insurance claim following an accident is called a motor vehicle claim. This report allows them to assess your insurance coverage and determine the amount they will pay for damages.You should submit your claim as soon as you can after the accident. You'll need the police report and your insurance card as well as declarations pages available.What to Do Following an AccidentTake pictures and videos from different angles after an accident to document the incident. The scene may change rapidly, witnesses may leave and evidence may disappear.If possible, collect the names of all drivers and phone numbers, addresses and insurance information. Note the year model, year, and make of each vehicle, in addition to any other important information like damage or license plate number.Asking each driver if they were wearing seatbelts, if passengers were riding along with them, and determining their gender and age is also helpful. In a lot of cases the injuries that result from motor vehicle accidents don't become apparent for some days after the incident. This is why it's vital to seek medical attention immediately, even if you do not believe you have any injuries.If you are able, move the vehicle out of traffic to prevent further injury or damage. Also put up flares or reflective emergency triangles to keep other drivers from hitting them.It is important to inform the police, if it is possible. Even if the accident seems minor, it is important to report it to the police. The other driver could later claim that the accident never happened and their insurance company may refuse to pay for your claim.Getting StartedAn insurance claim is the procedure of letting your insurance company that you have suffered a loss and asking them to pay for it. This could include paying for damage to a car or covering medical expenses caused by an accident.Be sure to collect all the relevant information prior to filing your claim. motor vehicle accident attorney topeka includes the contact information for every person affected, receipts for any damaged personal property and any medical bills. You should also have a copy of the accident report as well as photos of any damages.Your insurer will assign an adjuster for your case who will act as the claim's steward. They will scrutinize the information you have provided following the incident and conduct an investigation of their own. This will help them determine the cause of the accident and who is at fault.After they have a complete understanding of what happened the adjuster will then inspect the damage to your vehicle. You may be present during the inspection, or submit a list of repair estimates from local auto shops or contractors.If your insurance company thinks that the damage to your vehicle is too expensive to repair it will mail you a check equal to the value of the car. This will allow you to purchase a new one or use it to cover the remaining lease or loan payments. If you submit a claim, your insurance rates may increase. Do everything you can to show that the incident wasn't your fault.Documenting the IncidentIf you're involved in a crash, capturing the incident is critical. Insurance companies will look for evidence to support claims made by you or others. In reality the evidence taken and documented can make or break a case. It is crucial to have all the information whether it's photographs of the scene of the accident or witness statements, or medical records showing consistent treatment.When you are investigating the incident, make sure to write down the driver's license number and the information about the vehicle. Also, keep track of the names and contact numbers of any witnesses. If you can capture photos or draw a diagram that shows the scene of the accident. This will help you understand what transpired at the scene of the crash, as well as what caused it to happen.Documentation also includes details about the accident, including the exact location of the incident along with the direction of travel, as well as any other landmarks or areas. Include a description of the injuries that were sustained. It's also crucial to record any damage and how it occurred. It is crucial to document the accident because over time memories fade and stories can change. It's an excellent way to share the whole story. Even if you're not at fault recording the facts will help determine the amount of responsibility that should be attributed to your account.Get HelpOnce the police investigation has been filed, contact your insurance company as quickly as possible. Many insurers now let you make a claim using your tablet or phone. You should also request that your insurance company send you an amount for the value of your car. This can help you if your vehicle is considered "totaled" and you plan to purchase a brand new one. You can pay off your loan and/or reduce your monthly payments if you still owe money on your vehicle.Your representative will ask a series of questions and will send you a form to fill in. It is essential to fill out the information in a timely manner and to remain honest throughout the process. If you are found to not have provided exact information, it could be detrimental to your case.If you've been injured in the accident, schedule an appointment with your doctor right away to make sure that your bones are set correctly and that any other injuries are documented to aid in the claim process. Making an appointment with your doctor as soon as possible will ensure that your medical costs are covered by the accident's No Fault benefits.If your No-Fault claim is rejected by the insurance company or you wish to pursue a liability claim for suffering and pain or other damages, you'll have to file a lawsuit. If you do this it's a good idea to have a knowledgeable lawyer by your side.