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How to File an Auto Accident ClaimIn states that have no-fault insurance, the insurer will pay for medical expenses and lost wages regardless of who was at fault for the accident. They'll also need to look over documents and gather evidence (photos witnesses' statements, medical records and expense reports).The amount of compensation you receive will depend on the extent of your injuries and expenses. This article will guide you through the steps to file an auto accident claim.Report the AccidentIf you're involved in a car accident, it's important to report the crash immediately. In many states, this is done by the local police, county sheriffs, state police or Department of Motor Vehicles.Take pictures of the scene of the accident if are able to. This can help you remember the details of what happened, and could be beneficial for your insurance claim. For instance, pictures can show skid marks, damage to vehicles weather conditions, and other important details.It's an excellent idea to get the other driver's details including their name as well as the insurance company. If you can, also request a copy of the driver's licence and vehicle registration.You should also record what you saw, and the events that occurred. If you don't record what happened, you could be held accountable for any injuries or damages that are later discovered. If you do not notify your insurance company, they may refuse to cover any damages resulting from the accident. You can determine if your policy requires an accident report by checking your policy or contact your agent.Get Medical AttentionOne of the first things you must do after a car accident is to seek medical attention so that you can be assessed for injuries. You can avoid any future problems by visiting an expert as soon as possible. It can also strengthen your case when you negotiate with the insurance company.If possible, it's best to visit a emergency room at a hospital after a car crash. Hospitals have access top-quality physicians, surgeons and medical supplies. Insurance companies and defense lawyers might have a difficult time trying to minimize the damage caused by the hospital.Car accidents can cause injuries that range from minor bruising, up to serious internal injuries like the traumatic brain injury or paralysis. Even if you do not feel any symptoms immediately like stiffness or pain, it is important to consult a physician. These medical records will be essential evidence to prove your claim that you sustained injuries related to injury as a result of the crash.Our Denver car accident attorneys will make use of these records to present a convincing argument that the actions of the at-fault motorist caused your injuries and that you should be awarded fair damages for your injuries.Take PhotosTake pictures of the scene of the accident as quickly as you can, ideally before the police arrive. If auto accident lawsuit rockford , photograph all the damage to the vehicle from various vantage points. If you're able, snap close-up photos of vehicles and other evidence (such broken glasses or airbags deployed). If you're unable to get close-ups, consider placing an object, like coins, in the picture for scale. It is also beneficial to take pictures with and without a flash, as different lighting conditions could reveal details that are not obvious.Also, you should take photographs of any injuries you sustained during the accident. Scrapes, bruises and cuts will fade over time, so the pictures can serve as a valuable proof of your injuries later. It is also a good idea to take photos of other details that are relevant to the incident (such as road signs, traffic signals, weather conditions, and road debris) because they can aid in forming a more clear picture of what transpired.Contact Your Insurance CompanyNo matter if you're planning to file a car crash claim, you should contact your insurance company as quickly as possible. Your policy could require you to make this call, and even in the event that it isn't, your attorney will need records of your losses (like medical expenses and repair costs) to support your claims.Luna suggests that you collect all relevant information on the scene. This includes the details of your vehicle and any other drivers involved. Inquire about the insurance card of the driver who was involved in the accident and ensure that you have their name, address, contact number, and details about their car insurance (company, policy numbers). If there are any witnesses, you should try to get their names and contact details too.It is important to remain calm, even while the last thing you'd want to do after a car accident is to fight with insurance companies. If you're feeling emotional the statements you make could be utilized against you later in the process. It's best to let an attorney manage the negotiations. They can ensure that you do not say anything that could be used against you in the future.Contact an attorneyAn experienced attorney can assist you in negotiating with the insurance company to secure an equitable settlement. They will go through all of your medical records and bills, and work with doctors to determine the totality and severity of your injuries. If you fail to provide them with accurate and complete documents, they won't give you a fair estimate.In addition to pursuing your economic losses, such as medical bills and lost wages, you may be entitled to non-economic damages for pain and suffering. If the other driver was found to have acted with gross recklessness or negligence, the court may award additional compensation, referred to as punitive damages.You will need to inform the police if the motorist at fault fled the scene. You must also get the crash report from the precinct or online. This is required to bring a lawsuit or a no-fault case. New York has very specific rules that govern auto accidents and these rules are best explained by an experienced attorney.