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How Much Is Your Auto Accident Compensation Worth?Damages for car accidents are designed to compensate the victims of the collision. Some of these include costs of property damage and medical bills, while others aren't economic, such as pain and suffering.In New York, you have up to three years to take legal action after a crash, however delay can be detrimental to your case. Evidence could be lost over time or destroyed. Witnesses might forget important information.DamagesIn the event of a crash victims may receive compensation for economic losses such as medical bills or lost wages. In addition, they can be awarded compensation for non-economic losses, like suffering and pain. However, the amount your claim is worth will depend on the degree of your injuries and the impact they have on your life.A knowledgeable attorney for car accidents can assist you in determining the value of your injuries as well as property damage, and negotiate with the insurance provider for an acceptable settlement. Be aware that insurance companies exist to make a profit. This means that they'll attempt to settle your claim as low as possible. You require an attorney who will fight to get the most money you're entitled to.You may also be eligible for compensation if you own personal items that were damaged during the accident. This includes your clothes, shoes and jewelry. You may also be eligible for compensation for costs related to housekeeping, gardening or childcare if cannot do these tasks by yourself due your injuries.Your deductible can also be a part of the equation when determining how the value of your claim is. You must first pay your deductible before the insurance company can begin to pay for damages. You can then sue the motorist at fault to recover any remaining damages.Medical billsMedical expenses arising from a car accident can quickly rise. The cost of an ambulance ride, hospital stay and inpatient treatment can run into tens or thousands of dollars or more. Moreover, the cost of physical therapy, prescription drugs and other treatment options can continue to rise as the accident victim progresses through their recovery.The driver at fault is accountable for paying a victim's losses, including medical expenses, when they are found responsible in a lawsuit. However the law does not typically require the at-fault party to pay for their victim's medical bills on an ongoing basis.If you're not in a state that is no-fault, the first step to take for medical bill reimbursement is to submit an application to your auto insurance company for PIP (personal injury protection) coverage. This coverage may cover all or most of your medical expenses according to the limits of your policy.You must also file a claim with the car insurance of the driver at fault for any liability insurance they carry, as well as the uninsured motorist protection on your personal car policy. These policies could reimburse you for medical expenses, but they generally come with deductibles or other conditions. auto accident law firm tracy with experience can guide you through the process of obtaining reimbursement for medical expenses. This will enable you to save money on medical expenses and instead focus on recovering.Loss of wagesAccidents in the car can make you unable to work. This can result in you being with no income and unable to pay your bills. You may need to borrow money from friends or family members. It could take months to reach a settlement in your case. In the meantime, you'll be required to pay your bills yourself and wait for the settlement.You can recover lost wages in the event that you've been injured in a car crash. This could include salary and hourly wages, but it may also include other financial benefits such as bonus and raises. Your lawyer can calculate the actual amount of lost earnings.You can either make a claim through an insurance company that is no-fault or claim the person at fault for lost wages. The claim is typically based on your medical bills, proof that you were unable to work because of your injuries, as well as documentation of your loss of earning capacity. It is commonly referred to as demand packages.You will be required to submit a written statement from your employer confirming the specifics of your employment, including the days that you were absent because of your injury, as well as the hours you typically work. You'll need your paystubs and tax documents and other relevant documents. Your attorney can help you to gather these documents and make an appealing demand package to present to the insurance company or the judge in your case.Pain and sufferingCertain expenses associated with an accident can be estimated right down to the penny like medical bills, emergency services such as surgery, medications and lost wages. However, others aren't. These damages that aren't quantifiable are called pain and suffering and are an important element of a victim's compensation claim.The term "pain and suffering" refers to both the physical and emotional consequences of an accident. The injuries sustained by victims can have a lasting effect on their lives and cause permanent disabilities, or even death. For instance, a victim suffering from a debilitating brain injury is unlikely to be able to work or function normally again. These kinds of injuries typically need a substantial settlement.In most instances, the amount of suffering and pain the victim endures is contingent on the extent of their injuries and how the accident has affected their lives. An experienced lawyer will look into the specifics of your case to determine an appropriate settlement. They will use previous settlement amounts for similar accident injuries as a guide to help you get an idea of what your case may be worth in terms of suffering and pain.Insurance companies try to undermine the claims of victims of suffering and pain, by claiming that their injuries were not sufficiently severe. An experienced lawyer can resist these tactics and negotiate on behalf of the insurer to ensure you receive a fair settlement.