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How Much Is Your Auto Accident Compensation Worth?Damages from car accidents are intended to compensate victims for their losses. Some of the damages include the cost of repairs to property, medical bills and suffering and pain.In New York, you have up three years to file legal action after an accident, but being patient can damage your case. Evidence could be lost over time or destroyed. Witnesses may not remember important details.DamagesIn the event of a crash victims may be compensated for their economic losses such as medical bills or lost wages. In addition, they could be compensated for non-economic damages like pain and discomfort. The amount of your claim will be worth is contingent on the degree of your injuries and the impact they have on your life.A skilled auto accident attorney can help you determine the value of your injuries and property damage, and negotiate with the insurance provider for an equitable settlement. Insurance companies are in business to make money. That means that they will attempt to settle your claim for as little as possible. This is why you need an attorney who is able to ensure that you receive the maximum amount of money that you are entitled to.You may also be eligible for compensation if you own personal items damaged in the accident. Jewelry, clothing, and shoes are all covered. You can also claim compensation for the costs of housekeeping, gardening or childcare, if you are unable to do these tasks by yourself due your injuries.In determining the worth of your claim, your deductible is also considered. You must pay your deductible prior to the insurance company begins to pay for your damages. You may then sue the person responsible for any remaining damages.Medical billsMedical bills arising from a car crash can quickly add up. The average cost of an ambulance ride, hospital stay and inpatient treatment can run into tens or thousands of dollars or more. The cost of prescription medications physical therapy, prescription drugs, and other treatments can rise when the accident victim heals.The at-fault driver is responsible to pay for the losses of a victim including medical expenses in the event that they are found to be responsible in a lawsuit. The law doesn't require that the at-fault driver pay for the medical expenses of their victim on regularly.If you don't reside in a state that is a no-fault state, your first step for receiving reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). Depending on your policy limits it could be able to be sufficient to cover all or a portion of your medical expenses.You should also file a claim with the car insurance of the driver at fault for any liability coverage they carry and also the uninsured motorist insurance on your own insurance policy. These policies could reimburse you for your medical costs, but they often contain deductibles and other terms. A lawyer with experience can guide you through the process of getting medical bills paid. This will prevent you from having to spend your personal income on medical expenses, and it will allow you to focus on recovering.Lost wagesCar accidents can result in you missing work. auto accident attorney camden might not be able to pay your bills and suffer a loss of income due to. You might need to borrow money from family or friends. Settlements can take months. In the meantime, you must continue to pay your bills out of your pocket, and then wait for your settlement.You can get back your lost wages in the event that you've been injured in a car accident. This can be a combination of salary and hourly wages, but it could also include other financial benefits such as increases and bonuses. Your attorney can help you determine the exact amount of your loss of earnings.You can submit a claim for lost wages through a no-fault insurance company, or even a lawsuit against the at-fault party. The claim is usually made up of your medical expenses, proof of absences due to your injuries, and the evidence of your loss in earnings capacity. This is often referred to as a demand package.You'll need to submit a written statement from the employer verifying the particulars of your work, including the days that you were absent due to your injury and the hours you normally work. You'll need to provide your paystubs, tax documents and other relevant documents. An attorney can help gather these documents and prepare a compelling demand package to present to the insurance company or the judge in your case.Pain and sufferingCertain expenses associated with an accident can be figured all the way to the penny such as emergency services, medical costs surgeries, medications, lost wages, etc. While others aren't. These damages that aren't quantifiable are called"pain and suffering" and play an important part in an injury claim.Pain and suffering encompasses both the emotional and physical consequences of an accident. The injuries of a victim could be long-lasting and impact their lives, resulting in permanent disability or even death. For example, an injured victim who suffers a debilitating brain injury may never be able to get back to normal functioning. These types of injuries are often worth an enormous settlement.In the majority of cases, the amount of pain and suffering an injured victim receives is determined by the severity of the injury and the impact it has had on their life. An experienced attorney will research the specific details of your case and determine the appropriate amount of settlement. They will make use of previous settlement amounts for similar injuries as a guide to provide you with an idea of the value your case is worth.Insurance companies try to discredit the claims of victims of suffering and pain by claiming their injuries are not sufficiently severe. A skilled lawyer will fight back against these tactics and negotiate on behalf of you with the insurer to ensure you receive an honest settlement.