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How to File an Auto Accident ClaimIn states that have no-fault insurance, your insurer will pay for medical costs and lost wages, regardless of who is at fault for an accident. They'll also want to gather evidence and read documents (photos, witness testimonies, medical records, and expense reports).The amount of compensation you receive is dependent on the severity of injuries and expenses. This article will guide you through the steps of making a claim in the event of an auto accident.Report the AccidentIt's important that you report a car crash immediately. In several states, you'll need make this report to the local police department or county sheriff, state police or Department of Motor Vehicles.Take pictures of the accident scene if you are able to. This can help you remember the accident as well as to help with your insurance claim. For example, photos can show skid marks, vehicle damage as well as weather conditions and other important details.It's also a good idea to obtain the other driver's details including their name as well as the insurance company. If possible, you should also request a copy of their driver's licence and car registration.It is important to note down what you saw, and what transpired. If you don't document the incident, you could be held responsible for injuries or damage that later becomes apparent. In addition, if you do not report the incident and your insurance company is not aware of it, they may decline to cover any damages caused by it. Check your policy or contact your agent to inquire whether you are required to file an accident report.Seek medical attentionOne of the first things you should do following a car accident is seek medical attention to be assessed for injuries. A visit to a doctor as soon as you can will help avoid any further issues and also make your claim stronger when it's time to negotiate with the insurance company.If you can, try to visit a emergency room at a hospital after an accident. This is because hospitals have access to the best surgeons, physicians and medical equipment. Defense lawyers and insurance companies might have a difficult time trying to minimize the damage caused by the hospital.Injuries sustained in car accidents could vary from minor bruising to serious internal injuries, like the traumatic brain injury and paralysis. Even if symptoms, like stiffness or pain, don't appear immediately it's essential to see a doctor. These medical records will be the most important evidence you can use to support your claim that you suffered injuries resulting from injury as a consequence of the crash.Our Denver car accident lawyers will make use of these medical records to construct a strong case showing that the driver at fault caused your injuries and that you deserve fair compensation for your damages.Take PhotosPhotograph the scene of the accident as quickly as possible, ideally before police arrive. If you can take pictures of the damages on each vehicle from different angles. If you're able, snap close-up photos of vehicles and other evidence (such shattered glasses or airbags in use). If you are unable to get close-ups of your vehicle you can place an object, such as an old penny in the picture to give it a sense of scale. You can also capture photos with or without flash to show hidden details.It's also an excellent idea to document any injuries you may have sustained during the crash. The pictures will be valuable evidence later on. The bruising and cuts will fade over time. It's also a good idea for you to take photos of other aspects which are relevant to the incident (such as road signs, traffic signals weather conditions, road debris) because they will aid in forming a more clear picture of what transpired.Contact Your Insurance CompanyNo matter if you're planning to file a car accident claim, it's essential to contact your insurance company as soon as possible. You might be required to do so under your policy, but even if not legally required, your attorney will need evidence of your losses to support your claim (such as repair and medical bills).Besides getting your own vehicle's information and identifying any other drivers involved in the collision, you should also collect any other relevant information you can at the scene, says Luna. Make sure you get the other driver's insurance card and ensure you have their name as well as their address, phone number and insurance details for the car (company, policy number). If there are witnesses, try to find their names and contact numbers as well.While the most unintentional thing you'll ever do following a car crash is argue with insurance companies it is vital to remain calm. If you're emotionally charged, any statements you make can be used against you later on in the process. It is best to let an attorney manage the negotiations. They can make sure that you do not say anything that could be used against you in the future.Contact an attorneyAn experienced lawyer can assist you in negotiating with the insurance company to negotiate a fair settlement. They will look over all medical records and bills and consult with doctors to determine the extent and the severity of your injuries. If you fail to provide them with complete and accurate documents, they won't give you a fair estimate.You may be entitled noneconomic damages, such as suffering and pain, in addition to the economic loss. If auto accident attorneys cambridge was found to have acted with a degree of gross carelessness or negligence the court can award additional compensation, referred to as punitive damages.If the driver at fault fled the scene, you will have to report it to the police. Also, you should get the crash report from the police station or online. You'll need this to file a no fault claim or a liability lawsuit. New York has very specific laws that govern auto accidents. These rules are best explained by an experienced attorney.