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How to Get a Replacement Car KeyIt can be frustrating to lose your car key. It can also be expensive depending on the model you own.Contacting an auto locksmith is the most efficient way to replace keys. This option is usually cheaper and quicker than calling an auto dealership or roadside assistance.CostNot long ago lost your car keys was no big deal. You could simply go to the local hardware store to purchase a replacement key. Fortunately, today the process is more complex and expensive. It's because cars are technologically advanced and their keys too. This may make them more secure against theft but it also means they are more expensive to replace.The cost of a lost key replacement will differ based on the year, make and model of your vehicle. Many modern cars come with keys that include a transponder chip in them to help prevent theft. The chips must be linked to your vehicle. This usually requires a locksmith or a dealer. The cost varies based on the type of car you own however, it could be as high as $200.Some modern cars also use laser-cut key that must be programmed using a specific machine only found at dealerships and specialist auto locksmiths. The cost of a spare key in this type of lock can be as high as $100.Another factor that affects the cost of a lost key is the location you live in. If you are in a remote location it is likely that you will have to pay a premium for the service since the locksmith or tow truck has to travel a distance to get there. In addition, locksmiths will charge extra for holidays or after hours weekends.You can cut down on the expense of replacing a lost car key by keeping a spare one at your home or in your wallet. Keep your vehicle's title or registration documents on you. These documents will be required to prove ownership if you have to call a dealership for a new key. In addition, you could also utilize your roadside assistance service to assist in the process. They may be able provide you with a temporary replacement, depending on their conditions and terms.Time is a major factor.It can be a hassle to lose your car keys, but it's important to not be anxious. First, take a moment to search for your car keys in obvious places like your pocket or purse. Then, go back through your day and try to recall the places you may have left keys. This can help you remember where you lost them, or the location of them if they're in your car. If you're not able to locate your car keys, it might be time to purchase new keys.The majority of modern cars come with a remote key fob that uses the code to unlock and start the vehicle. This type of key has to be changed to ensure it works with your vehicle. This is usually the job of an expert. Contact an auto locksmith and provide proof of ownership.Old-fashioned metal car keys are much more simple to replace than remote fobs for keys. They function completely mechanically and aren't difficult to duplicate, which is why an expert locksmith in your area can provide you a new one on the spot in the event that you've lost one. The locksmith can also duplicate your ignition cylinder, however, this comes at a cost. If you'd like to create copies of your old car keys, go to an establishment that specializes in cars and have them made quickly and cheaply.You should also consider replacing your car keys if they're starting to look worn down. Regular use can wear down the teeth on the keys and this could make it difficult to align them correctly. If the key begins to stick inside the lock, it's also a sign that it is time for a replacement.If you own a newer vehicle and it's an expensive model, the key might need to be programmed by the dealership. This is a difficult task that could take an extended time to complete and can cost you a lot. It could be covered under your car warranty or insurance depending on the make of your vehicle.AccessibilityEven if you drive good, you could still lose your keys. It can be a major troublesome experience, especially if it happens at the most inconvenient time such as when you're at a gas station or grocery store and just want to go home. There are many options to replace a lost key. You can contact your insurance provider or find a locksmith in your area, or call roadside assistance.You'll first need to identify the type of key you're using. It's crucial to know that different cars have different keys. Some keys are old-fashioned, and only lock using the key cylinder. Some keys have chips that communicate with the vehicle to unlock doors and even start the car. Some of these keys can be replaced with an auto locksmith, however you may need to go to a dealership to order one from the manufacturer if yours is smart keys.You should first read the guide, or call the dealer to get instructions on how you can program the key to your vehicle. You'll need proof of ownership and could require waiting a few days before the dealer can make an order for a replacement. This process requires you to bring your vehicle to a locksmith or another service provider, to have it programmed. It's not the best option for those with limited mobility or strict schedules.The process is a lot easier when you have an extra. You can buy a new car key online at a low price depending on the type of car you own. If your keys come with a transponder as well as a key fob, you'll need to consult a licensed expert in order to replace them and program them. Depending on the brand and model of your vehicle this could require an auto towing service or letting a locksmith do it for you.A bluetooth tracker is a different way to get a replacement car key. These small devices attach to your keyring and emit a unique signature that can be picked up by a mobile phone that has an application installed. The app will reveal the whereabouts of your key so you can easily locate it.InsuranceCar insurance policies typically do not cover the cost of lost keys. There are some exceptions. Some of the top insurance companies, that are committed to ensuring customer satisfaction, provide additional insurance for things like keys lost. This is usually an additional fee, but it can be less expensive than paying out-of-pocket for key replacement costs.The specific policy and threshold will determine whether or not your insurance policy covers keys that are lost. The majority of traditional keys can be replaced easily, but it may be more difficult if you own an electronic fob or smart key. These keys are laser-cut and use chips that send signals to your vehicle. They are therefore more difficult to replace than keys made of mechanical. These keys are also more expensive since you'll have to pay a locksmith as well as the key itself.If you're looking to cut costs on a lost key replacement you should consider using an auto club or roadside assistance. These services can offer locksmiths discounted rates and even pay the cost of a new key. Some of these companies provide emergency lockout services which is helpful when you are in a hurry and need to get on the road.Another option is to contact your dealer for assistance to see if they can help you. Locksmiths are typically available at the majority of dealerships, and could be able to create keys for you at reasonable prices. However should the dealer need to purchase a new key for the model you have it may take a few days to receive. Regardless of which auto car key replacement choose, be sure to keep all receipts and documents so that you can make a claim with your car insurance company should you need to.Although it's not a pleasant experience losing your car keys can occur to anyone. There are ways to avoid expensive consequences. While the most affordable and quickest method of replacing your lost keys to your car is to contact a local locksmith, it's important to weigh the monetary benefits against the time involved and the possibility of deductible payments prior to making a claim with your insurance company.